Free planning sketch

See what you can comfortably spend.

A free, private planner for people in their 60s. Answer a few plain questions, one at a time, and see your own numbers with the math shown.

Start my free plan
  • Free, always
  • About 8 minutes
  • No account numbers

Your spending fits, with about

$1,400

to spare each month.


How long your savings could last

Between about age 77 and 81

Savings grow 2% to 4% a year after inflation. Today's dollars.

An example with made-up numbers. Yours uses only what you tell us.

How it works

  1. Tell us what matters

    Pick your top goals, and say why now in your own words.

  2. Add a few rough numbers

    Take-home pay, savings and monthly spending. Best guesses are fine.

  3. See your sketch

    What you can comfortably spend, and how long your savings could last, with every step of the math on the page.

Private by design

  • Your answers are encrypted. They're stored locked, and no other visitor can ever see your plan.
  • We never ask for account numbers or your Social Security number.
  • No advisor sees your plan unless you tick the box to share it.
  • Nothing to buy. This is an educational sketch, not a sales pitch.

No implementation before engagement.

You get the planning value first. If you'd like to talk it through with a financial advisor, you can book a free meeting from your plan, but only if you want to. It's never the price of admission.

Talk to an advisor

Ready when you are.

It takes about 8 minutes, and you can stop and come back any time.

Start my free plan